| Section |
 |
|
Page
number
|
| A. |
|
|
Introducing
to Loans 2000 |
1
|
| |
|
|
|
|
| B. |
|
|
Using
Loans 2000 |
2
|
|
B.1. |
|
First
Steps |
2
|
|
|
|
|
Definitions |
| |
|
Loan
term period |
| |
|
Monthly
repayment |
| |
|
Annual
interest rate |
| |
|
Monthly
interest rate |
| |
|
Nominal
interest rate |
| |
|
APR
interest rate |
| |
|
Balloon
amounts |
| |
|
Loan
amortization |
| |
|
Negative
amortization |
|
2
|
|
B.2. |
|
The
loans information screen |
3
|
|
B.3. |
|
Follow
this loan example |
6
|
|
B.4. |
|
Loans
2000 auto creates the opening repayment record |
8
|
|
B.5. |
|
Searching
for incorrect loan term values |
8
|
|
B.6. |
|
Learning
about 9,999 values - auto detection of NegAm |
10
|
|
B.7. |
|
Searching
for NegAm loan situations |
10
|
|
B.8. |
|
Learning
about monthly repayment values |
11
|
|
B.9. |
|
Checking
loan repayment periods when interest rates change |
14
|
| |
|
|
|
|
| C. |
|
|
Using
the loan register window |
14
|
|
C.1. |
|
Entering
your monthly loan repayments into the register |
14
|
|
C.2. |
|
Learning
to use the repeat button |
15
|
|
C.3. |
|
Revealing
monthly interest calculations |
15
|
|
C.4. |
|
Using
Edit |
18
|
|
C.5. |
|
Using
Delete |
20
|
| |
|
|
|
|
| D. |
|
|
Using
the loan report window |
21
|
|
D.1. |
|
The
loan report window |
21
|
| |
|
|
|
|
| E. |
|
|
Using
the loan tables window |
22
|
|
E.1. |
|
The
loan tables window (CD version only) |
22
|
|
E.2. |
|
Changing
the loan term value (CD version only) |
22
|
| |
|
|
|
|
| F. |
|
|
Using
Loancalc and APRcalc calculators |
24
|
|
F.1. |
|
Learning
how to apply the loan calculators |
24
|
| |
|
|
|
How
much can I borrow? |
|
24
|
| |
|
|
|
My
interest rate has changed |
|
25
|
| |
|
|
|
Find
my loan term |
|
26
|
| |
|
|
|
Find
the interest rate |
|
27
|
| |
|
|
|
Consolidate
my loans |
|
27
|
| |
|
|
|
Extend
my loan term |
|
29
|
| |
|
|
|
Reduce
my loan term |
|
30
|
| |
|
|
|
Make
an early repayment |
|
31
|
| |
|
|
|
Increased
repayments |
|
34
|
| |
|
|
|
Reduce
interest costs |
|
36
|
| |
|
|
|
|
| G. |
|
|
Using
Recalc plus "what if" calculations |
37
|
| |
G.1. |
|
Applying
recalculations to your current loans |
37
|
| |
|
|
|
|
| H. |
|
|
Checking
your loans with Loans 2000 |
41
|
|
H.1. |
|
Checking
new loan terms with Loans 2000 |
41
|
|
H.2. |
|
Checking
lender repayment adjustments to existing loans |
42
|
|
H.3. |
|
Checking
your mortgage refinance balance |
43
|
|
H.4. |
|
Checking
your refinance monthly repayments (CMM 2000 required) |
43
|
| |
|
|
|
|
| I. |
|
|
Handling
loans with daily interest calculations |
|
| |
I.1. |
|
Using
Banking 2000 for daily loan interest calculations |
44
|
| |
|
|
|
|
| J. |
|
|
Finding
ways to reduce financing costs with Loans 2000 |
44
|
|
J.1. |
|
Check
monthly savings if you were to consolidated your loans |
45
|
|
J.2. |
|
Check
total savings if you increased monthly repayments |
45
|
|
J.3. |
|
Check
savings if you make an early part repayment |
46
|
| |
|
|
|
|
| K. |
|
|
Conversion
of Canadian interest rates to Loans 2000 rate format |
47
|
|
K.1. |
|
How
to convert Canadian rate to Loans 2000 interest format |
47
|
| |
|
|
|
|
| M. |
|
|
Searching
for money back claims with Loans 2000 |
48
|
|
M.1. |
|
Using
the media as a prime source of information |
48
|
|
M.2. |
|
Press
reports summary |
48
|
|
M.3. |
|
Auto
detection of monthly repayment errors |
48
|
|
M.4. |
|
Detecting
lender mortgage payment mistakes |
49
|
|
M.5. |
|
Detecting
lender loan mistakes |
49
|
